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How Personal Debt could be different



"Buy now, pay later" could create consumer debt / help consumers with unexpected expenses

The "hell or high water clause" could be changed to help small businesses

Small business owners could have better financing opportunities than predatory cash loans

Loans / cash could be accessed by the poor to end debt slavery

The U.S. debt-collection industry could be regulated more

Buying a mobile home / renting land could be financially harmful to residents

Credit checks could not be used for employment decisions

Children could not be shamed / put into debt if they cannot pay for school lunch

Small-dollar loans could have transparent terms, be online, offer financial education, and the opportunity to build credit

Interest rates could be capped for payday loans